Agreement on the use of b-indkomst.dk
1. The Agreement and the Parties
This agreement (hereinafter referred to as the license) is entered into between the user and b-indkomst.dk. The provisions of the agreement apply, unless otherwise agreed, to the customer's use of services on www.b-indkomst.dk.
The user is responsible for payment of all services provided or made available under the agreement. This also applies if the user leaves the use of the subscription to a third party.
The user's profile page contains all the user's receipts for purchases and it is possible to download and print these.
2. Registration
Registration to b-indkomst.dk allows the user to calculate his total B-income, driving deductions, other deductions and depreciation on the basis of the user's own entries. In addition, the user gets his expected tax and AM contribution calculated as a result of the user's B-income. The user also receives various types of statistics based on the user's own entries. Including i.a. the calculated hourly wage distributed per. type.
By registering for and acquiring a license for b-indkomst.dk , the user also gives his consent for b-indkomst.dk to process the information entered by the user.
The processing of the information entered by the user is necessary for the fulfillment of the purpose mentioned in this agreement and is done solely for this purpose.
b-indkomst.dk reserves the right to further develop b-indkomst.dk as b-indkomst.dk finds best.
3. Payment system
b-indkomst.dk uses reepay as a payment system , which is approved by the respective acquirers with certified software, and transfers between reepay and the acquirers take place in encrypted form.
4. Interruption of operation
In the event of maintenance / technical changes, etc., b-indkomst.dk is entitled to interrupt operations for shorter periods.
5. Guidelines for the use of b-indkomst.dk
The user is obliged to comply with rules / guidelines set by b-indkomst.dk and obliged to notify b-indkomst.dk of any irregularities in the operation, including suspicion of any third party intrusion and unauthorized use.
b-indkomst.dk has all rights to software that is made available to the user.
The information that the user enters is only available to the user himself. b-indkomst.dk has access to the user's information, but only accesses it to provide user support or to improve the system. b-indkomst.dk has no right to share the user's information with anyone.
b-indkomst.dk is entitled, without prior notice, to transfer its obligations and rights in accordance with this agreement "Agreement on the use of b-indkomst.dk" to third parties.
b-indkomst.dk is allowed to send the user e-mails about offers, instructions on the use of b-indkomst.dk or other.
6. Term of the License
This agreement applies in principle indefinitely from the user's purchase of this as long as the user makes sure to keep the user's payment card information up to date so that automatic renewal of the subscription can be made. The user naturally has a 14-day right of withdrawal upon purchase in accordance with applicable Danish law. After the expiration of the 14 days, the user hereby waives the right to receive all or part of the amount paid back. The 14 days only apply in relation to the first draw on the card. The subscription can then be terminated as described below.
7. Termination of the license and termination
By entering into this agreement, the user accepts that b-indkomst.dk may automatically renew the user's subscription by withdrawing the amount on the user's payment card corresponding to the amount of the current subscription price at b-indkomst.dk. Renewal takes place at the end of the user's existing subscription.
It is the user's responsibility that the user's payment card information is updated so that b-indkomst.dk can automatically renew the subscription. User information that has been deleted as a result of the lack of opportunity for b-indkomst.dk to automatically renew the user's subscription is the sole responsibility of the user.
The user can renew the user's payment card information via the profile page. b-indkomst.dk does not store the sensitive parts of the user's payment card information, but stores data on the expiry date and those of the payment card's figures that make it possible for b-indkomst.dk to identify to the user which payment card it is. This data makes it possible for b-indkomst.dk to make the user aware when a payment card is about to expire. b-indkomst.dk can thus help the user with unwanted loss of access to b-indkomst.dk, which could mean loss of valuable data.
b-indkomst.dk does not store and does not at any time in either the payment process or the renewal of payment cards have knowledge of all the user's payment card information. Only the payment gateway (reepay) with which b-indkomst.dk cooperates is aware of this data. Reepay is approved by the respective acquirers with certified software, and transfers between reepay and the acquirers take place in encrypted form.
Subscription agreements are terminated on the user's profile page.
b-indkomst.dk may terminate the agreement with 14 days' notice in return for repaying the share of the user's annual license that may be left at this time.
b-indkomst.dk reserves the right to delete all data after a user's license has expired. If the user buys another license before the expiry of the previous one, the license is not considered to have expired.
8. Responsibility
b-indkomst.dk is not responsible for any operational disruptions (as well as losses that this may cause to the user), but must try to correct any errors as soon as possible.
A user may not raise claims against b-indkomst.dk in connection with operational disruptions, regardless of the reason for these.
b-indkomst.dk is not responsible for changes in the tax legislation that may be implemented in such a hurry that it will not be possible to update the underlying calculations in b-indkomst.dk in time for any new legislation to enter into force. .
The individual user is responsible for updating all his information, including fee income, deductions and investments, so that b-indkomst.dk's calculations are made on a correct basis.
The individual user is responsible for ensuring that the information entered by the user complies with applicable legislation, etc., including rules laid down by SKAT. b-indkomst.dk cannot be held responsible for the information entered by the user.
Software provided by b-indkomst.dk is made available without liability.
b-indkomst.dk is not responsible for losses that the user may suffer as a result of others becoming aware of the user's password, etc., as well as any demands from customers for the refund of payments made over the Internet, regardless of what objections the customer may raise.
The individual user must inform SKAT about the user's B-income and all relevant information related to this. The information that the user provides to SKAT is irrelevant to b-indkomst.dk and it is the user's responsibility to provide information correctly to SKAT.
The user's possible membership of an unemployment fund, including the user's possible receipt of unemployment benefits or the right to receive unemployment benefits in the future, is only a matter between the user and the unemployment fund.
It is the user's responsibility to make sure that the user's browser is up to date so that it is the latest version of the browser that the user is using. Security issues that arise as a result of the user's use of the user's browser are the sole responsibility of the user.
b-indkomst.dk is not obliged to support any specific browser or version of browser. It is the user's responsibility to use an optimal browser in relation to b-indkomst.dk.
9. Personal data policy
b-indkomst.dk has a strong focus on respecting your privacy and strives to ensure that all data provided to us is maintained and handled in accordance with applicable law.
This personal data policy, together with our "Agreement on the use of b-indkomst.dk" forms the basis for what personal information we collect from you, or which you provide to us, is processed by us.
The General Data Protection Regulation (GDPR) (Regulation (EU) 2016/679) is a new regulation replacing the Data Protection Regulation (Directive 95/46 / EC). The regulation aims to harmonize data protection law in the EU Member States, improve the privacy of individuals and establish a strict framework within which commercial organizations can operate legally.
Your new rights under the GDPR are set out in this notice but will not take effect until the GDPR enters into force on 25 May 2018.
Please read the following carefully to understand our views and practices regarding your personal data and how we process these.
With a view to the data protection legislation, which applies from 25 May 2018 onwards, the data controller is b-indkomst.dk with the CVR number 34007950.
Who we are and what we do
b-indkomst.dk is a website that helps private individuals with the financial management of B-income, also called fee income. We collect personal information for the following types of people to enable us to run our business:
Potential users - also called demo users, who try b-indkomst.dk for free for a limited period. Any demo user can at any time request all data on the demo user deleted. A demo user typically has free access to b-indkomst.dk for 14 days. If the demo user decides to buy a full license for b-indkomst.dk, the demo user changes status and becomes a user of b-indkomst.dk. If the demo user does not buy a license for b-indkomst.dk, the demo user's status changes, after the end of the trial period, to a previous / inactive user of b-indkomst.dk. Status as a demo user is thus temporary and typically lasts approx. Fourteen days. With regard to the length of storage of data, please refer to the following sections, which deal with resp. users (ie active / paying users) and former / inactive users.
Users who have purchased a license for b-indkomst.dk. Any user can at any time request all data on the user deleted. The user will not receive a refund of the license payment, either in full or in part. As a starting point, information about (active) users of b-indkomst.dk is not deleted. Information about (active) users is central to being able to provide the service to which the user has purchased access. b-indkomst.dk will not be able to provide our service to the user without using the information we have about the user. Deletion of data will thus lead to the user ceasing to use b-indkomst.dk.
Former users of b-indkomst.dk. Not all users of b-indkomst.dk have time to renew their license before it expires. B-indkomst.dk stores the user's information for a period of time, so that the user has the opportunity to renew the user's license without the user's data having been deleted. At regular intervals - typically 4 times a year - b-indkomst.dk addresses inactive users, typically to give them an offer to use our service on favorable terms. Several inactive users make use of the offer for each of these types of inquiries. It is thus essential for b-indkomst.dk to be able to contact inactive / former users. And several inactive / former users thus obtain our service on favorable terms. When we address the inactive / former users, then we also use the opportunity to "clean out" in our database and delete inactive / former users. Thus, on the part of b-indkomst.dk there is an ongoing deletion of inactive / former users - typically 4 times a year. We also always send a link where the user can delete his profile and all associated data definitively and completely. In addition, you can reply to the email and ask us to delete all data. Finally, any previous user can at any time request all data on the user deleted, which b-indkomst.dk naturally complies with immediately and without undue delay. where the user can delete his profile as well as all associated data definitively and completely. In addition, you can reply to the email and ask us to delete all data. Finally, any previous user can at any time request all data on the user deleted, which b-indkomst.dk naturally complies with immediately and without undue delay. where the user can delete his profile as well as all associated data definitively and completely. In addition, you can reply to the email and ask us to delete all data. Finally, any previous user can at any time request all data on the user deleted, which b-indkomst.dk naturally complies with immediately and without undue delay.
We collect information about you to carry out our core business and related activities.
Information you provide to us or we collect about you
This is information about you that you give us by filling out forms on our website, www.b-indkomst.dk, e-mail or other. It contains information you provide when you register to use our website, to use our program / database, subscribe to our services, participate in our events, participate in discussion forums on social media or our website, participate in a competition, or inquiry and when you report a problem with our website.
The information you provide to us or we collect about you typically includes the email address as well as the financial information that you enter yourself, including municipality, home address and whatever other information you may enter.
Information we collect about you when you visit our website
For each of your visits to our site, we automatically collect the following information:
Technical information, including the Internet Protocol (IP) address used to connect your computer to the Internet, your login information, if applicable, browser type and version, browser plug-in type and versions, operating system and platform.
Information about your visit, including the full Uniform Resource Locators (URL), clickstream to, through and from our site (including date and time), products you have viewed or searched for, page response time, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), methods used to search away from the page, and any phone number used to call our customer service number.
Our legitimate business interests
Our legitimate interests in collecting and maintaining your personal data are described below:
As an economic / financial website that helps users manage their B-income, we need to receive, store and process the financial data (including address information) that the user enters. The exchange of personal information from our users and demo users is a fundamental, essential part of this process.
In order to be able to service our users (including demo users and previous users), it requires a database of the user's (including demo users and previous users) personal data in the form of email address, financial data as well as addresses and more.
In order to maintain, expand and develop our business and provide our associated services, we need to record personal data for potential, active and past users.
Other uses we will make of your data
• Use of our website
• To inform you about changes in our service
We use this information for:
• To administer our website and for internal operations, including troubleshooting, data analysis, testing, research, statistical and research purposes
• To enable you to participate in interactive features of our service when you choose to do so
• As part of our efforts to keep our site secure
• To optimize, measure or understand the effectiveness of advertising. Including using personal data to achieve growth in collaboration with third-party services, such as Facebook, Google, YouTube and similar services, as well as possibly providing relevant advertising to you.
Cookies
Our website uses cookies to distinguish you from other users of our website. This helps us to give you a good experience when you visit our website and also allows us to improve our website.
Publication of your information within and outside the EEA
Data is shared with third parties with permission. We share your personal information with:
Any member of our group both in the EEA and outside the EEA.
Selected third parties, including:
• Customers, business partners, suppliers and subcontractors for fulfillment and compliance obligations for any contract we enter into with them or you
• Subcontractors, including email marketing specialists, payment and other financial service providers
We will pass on your personal information to third parties:
• In the event that we sell or buy business or assets, we will in that case pass on your personal information to the potential seller or buyer of such company or assets.
• If b-indkomst.dk or essentially all of its assets are acquired by a third party, in which case personal information will be one of the transferred assets.
• If we are obliged to publish or share your personal information in order to comply with a legal obligation or to enforce or apply our terms of trade and other agreements or to protect the rights, property or security of b-indkomst.dk, our customers or others . This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction.
Where we store and process your personal data
The data we collect from you may be transferred to and stored at a destination outside the European Economic Area ("EEA"). It can be transferred to third parties outside the EEA for cooperation. It can also be dealt with by staff operating outside the EEA who work for us. This includes i.a. staff who deal with, for example, our hosting and delivery of support services. By submitting your personal information, you accept this transfer, storage or processing. We take all necessary steps to ensure that your data is processed securely and in accordance with this Privacy Statement.
All information you provide to us is stored on servers that meet strict security requirements. Servers are managed by Alwaysdata, which complies with GDPR. Payment transactions are encrypted using SSL technology. Payments are handled by reepay, which complies with GDPR. Where we have given you (or where you have chosen) a password that gives you access to certain parts of our website, you are responsible for keeping this password confidential. We ask that you do not share passwords with anyone.
Unfortunately, the transmission of information via the Internet is not completely secure. While we will do our best to protect your personal data, we cannot guarantee the security of your data sent to our website. Any transmission of data is at your own risk. Once we receive your information, we use strict procedures and security features to prevent unauthorized access.
Retention of your data
We understand our legal duty to maintain accurate data and only retain personal data for as long as we need it for our legitimate business interests and that you accept that we do so.
We do the following to ensure that our data is correct:
• We keep in touch with you so you can tell us about changes to your personal data.
GDPR gives you the following rights:
• Request a correction of the personal information we hold about you. This allows you to have incomplete or inaccurate information corrected.
• Request the deletion of your personal information. This allows you to ask us to delete or remove personal information where there is no reason for us to continue to process it. You also have the right to ask us to delete or remove your personal information where you have exercised your right to object to processing (see below).
• Right to object to b-indkomst.dk's otherwise lawful treatment.
• Request the restriction of the processing of your personal information. This allows you to ask us to suspend the processing of personal information about you, for example if you want us to determine its accuracy or the reason for processing it.
• Request the transfer of your personal information to another party in certain formats, if practicable.
• Complaint to a supervisory body, which in Denmark is the Danish Data Protection Agency. The Data Inspectorate can be contacted via this link: https://www.datatilsynet.dk/
Access to information
The Data Protection Act 1998 and the GDPR give you the right to access information about you. We encourage you to contact us to ensure that your data is accurate and complete.
Your right of access may be exercised in accordance with the law (and the GDPR when in force).
10. Default
In the event of the user's material breach of this agreement, b-indkomst.dk is entitled to terminate the agreement immediately and terminate the user's connection. In this case, the user will not receive a refund of the amount paid - neither in full nor in part.
11. Choice of law and venue
If there are disagreements between b-indkomst.dk and the user, it has been agreed that Danish law shall apply.
12. Prices
The price for a 1-year license is DKK 899 including VAT.
The price for a 1-month license is DKK 89 including VAT.
Applicable prices and price structure are subject to change at any time.
13. Entry into force
The terms of this agreement ("Agreement on the use of b-indkomst.dk") apply from August 1st 2021.